Understanding your options for saving for your child’s future

Understanding your options for saving for your child’s future

As the old joke goes - parents keep photos in their wallets because it fills up the space where their cash used to be.  All joking aside, one of the many shocks of new parenthood is discovering that children typically need more money than sleep.  Sadly, nobody has invented a method to save up sleep for later use, but you can save up money for your child’s future and here are some tips on how to do so.

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Understanding offset mortgages

Understanding offset mortgages

With traditional mortgages, you take out a loan from the bank and you make monthly payments which either pay of the interest and a portion of the capital (repayment mortgages) or simply cover the interest with the capital being repaid at the end of the loan period (interest-only mortgages).  Then there are offset mortgages, which work rather differently.

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The realities of exercise-related injuries

The realities of exercise-related injuries

From a health perspective exercise has all kinds of benefits, both physical and mental and if you’re one of the many people who has a sedentary professional occupation then it’s highly recommended that you find some other way to get moving and shaking.  If you’re worried about the possibility of injuring yourself, here are four tips to help you exercise safely.

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The challenges of climbing the housing ladder

The challenges of climbing the housing ladder

The media regularly features the plight of first-time buyers looking to get on the housing ladder, but it can be difficult for those already on it to move to the next rung, especially if they need a more expensive property, for example to have more space for children.  Even downsizers can struggle to find a property which suits their needs and makes it worth the cost and upheaval of moving.  If you’re already on the property ladder and considering a move, here are three points you might want to think about.

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