Taking control of your retirement savings

Taking control of your retirement savings

If you are in a workplace pension scheme, then the mechanics of saving for a pension should be fairly straightforward in that you can make pension contributions directly from payroll. If you are not, then there are alternative ways of making pension savings, such as saving via private pensions. Even if you are in a workplace pension, it’s worth remembering that workplace pensions are just one vehicle for retirement savings.  You can save for your retirement in other ways as well as having a workplace pension. Whatever approach you take, there are five basic rules which can be applied to most, if not all, situations.

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How much investment risk can you handle?

How much investment risk can you handle?

In spite of all the media headlines surrounding the Bank of England’s decision to raise interest rates in August 2018, the fact was that the raise was only 0.25% and that it brought the base rate up to just 0.75%. Even assuming that banks passed on the rise in full to both savers and borrowers, it still isn’t exactly a huge gain for the former (although it could cause a lot of pain for the latter).  While there is often a case for keeping some cash savings easily accessible if only as an emergency fund, there is also often a case for risking some money in the stock market in the hope of much better returns.

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Property Market Review & Residential Property Review – March 2019

Property Market Review & Residential Property Review – March 2019

Welcome to the latest edition of the Property Market Review & Residential Property Review, these articles are designed to keep you informed about general updates in the housing market.

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Spring Statement 2019

Spring Statement 2019

We have pleasure in attaching our summary of the key announcements in the Chancellor’s 2019 Spring Statement. We hope you find it useful and interesting.

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