The practicalities of property ownership

The practicalities of property ownership

Romance can make the world a brighter place but as any long-term couple will know, in day-to-day life there are a lot of practicalities to consider when it comes to making a relationship work.  One of these is considering how assets will be managed, in particular, who actually owns them and who pays for them.  A property is generally a huge asset, so it makes sense to give serious consideration to the formalities of its ownership.  Here are some common scenarios and points to consider with regards to each of them.

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Shining a light on solar panels

Shining a light on solar panels

With climate change a major political issue, politicians of all persuasions are publicly committed to moving away from carbon-based fossil fuels and towards clean energy in general and renewable energy in particular.  As a part of this movement, the UK government introduced Feed-in Tariffs, which essentially guaranteed an income to people producing electricity from renewable sources such as, but not exclusively, solar panels.  The FIT scheme was launched in 2010 and is due to close to new applications in 2019.

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A new take on downsizing

A new take on downsizing

The term “downsizing” suggests moving to a property which is physically smaller than the one you currently own, reflecting the fact that you no longer need the space of a family home with room for children.  

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How to get on the housing ladder

How to get on the housing ladder

Back in the late 1980s, the TV show “Home to Roost” portrayed a young adult returning to the family home, much to the chagrin of his father.  At the time it was billed as a comedy.  These days, it might be seen more as a documentary.  The plight of young adults trying to get on the housing ladder has been well publicised, so here is some guidance and suggestions as to how to put together that all-important deposit and get that mortgage approval.

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